Free Ebook The Unbanking of America How the New Middle Class Survives

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An urgent, absorbing exposwhy Americans are fleeingour broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did What do an undocumented immigrant in the South Bronx, a highnetworth entrepreneur, and a twentysomething graduate student have in commonAll three are victims of our dysfunctional mainstream bank and credit system.Today nearly half of all Americans live from paycheck to paycheck, and income volatilityhas doubled over the past thirty years.Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers, while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of Americas banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a checkcashing business in the South Bronx, and as a payday lender in Oakland.She looks closely at the workings of a tanda, an informal lending club. And she delivers fascinating, hopeful portraits of the entrepreneurs reacting to the unbanking of America bydesigning systems to creatively serve many of us. Banks were once essential pillars of our lives; now we can no longer count on them to do right by us. "Required reading for fans of muckraking authors like Barbara Ehrenreich, this fascinating look at the future of money management insists that the'unbanked'are a sector deserving of respect and solid options." Publishers Weekly, starred review What Is Driving The 'Unbanking Of America'? : NPR close overlay Buy Featured Book Title The Unbanking of America Subtitle How the New Middle Class Survives Author Lisa Servon Your purchase helps support The Unbanking of America: How the New Middle Class Survives The Unbanking of America: How the New Middle Class Survives - Kindle edition by Lisa Servon Download it once and read it on your Kindle device PC phones or tablets Ebook4Expert Your Palace of Knowledge The Reducetarian Solution: How the Surprisingly Simple Act of Reducing the Amount of Meat in Your Diet Can Transform Your Health and the Planet [ebook free] by Brian Books Lisa Servon THE UNBANKING OF AMERICA: HOW THE NEW MIDDLE CLASS SURVIVES An urgent and incisive expos of our broken banking system--why Americans are fleeing traditional banks Why check-cashing stores are a good deal according to a University of Pennsylvania professor Lisa Servon went to work as a teller at a check-cashing store to find out why customers use the service
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